Productivity and Mania: The Tale of A Girl’s Financial Acumen

Sometimes, being a little on the manic side can end well, instead of the the alternative. Being manic makes me want to do a million things at once. A typical person’s productive day might be going to work, the gym, cooking, cleaning, and taking the kids out for an activity. For me it’s orchestrating a symphony of huge, often times financial, goals and trying to set them up now, now, now!

I like to think I have a good head on my shoulders, and I tend think, this may be the only reason I don’t fall flat on my face more often than I do. Instead of my goals always being towards spending money on physical items, it can be spending towards other financial goals. I’m very obsessive with checking my bank account. I’m obsessed with checking the latest financial products. I’m obsessed with my Fico score. (Yes, I check it multiple times every day, and yes, I know it doesn’t change that often.) I want the best savings account. I want the best deal on my car loan. I want the best credit card offer. I want to see just how much I can push the credit card companies I work with to increase my credit limits or lower my APR. Just which student loan repayment option is the best? Better calculate that by hand before applying! I,also, calculate my own tax allowances by hand. (You are doing yours wrong. I can guarantee it!) Sometimes, I hit a stroke of genius, and I save a ton!

The problem is that I pay for these higher productivity states, if that’s what they should be called. Sometimes, I tip over the edge, and I’m not just productive. I’m down right dangerous. I think I know what I’m doing, and normally, I do. I’ve got the right idea stuck in there somewhere. The problem is my mind is moving too fast to keep up with what I am trying to accomplish, and I make major errors, which leads terrible turnouts. Even when that situation doesn’t occur, the end of productive stage isn’t so fun. It’s an obnoxious state of headaches, irritability, and an unreasonable dose depression.

Don’t get me wrong. It’s nice to be able to have an extra productive day every once in awhile, but I think I’d rather pass on the aftermath.